DIGNIFIED ECONOMIC DEVELOPMENT BY THE IMPLEMENTATION OF ELECTRONIC PAYMENT SYSTEMS IN THE POST OF COVID-19 PANDEMIC: PEMBANGUNAN EKONOMI YANG BERMARTABAT DENGAN PENERAPAN SISTEM PEMBAYARAN ELEKTRONIK PASCA PANDEMI COVID-19

Abstract

This research studies the application of Article 1 number 1 of Government Regulation Number 23 of 2020 as amended by Government Regulation Number 43 of 2020 regarding the implementation of the National Economic Recovery program to support state financial policies for handling the Corona Virus Disease 2019 (COVID-19) pandemic and dealing with the COVID-19 pandemic. threats that endanger the national economy and/or financial system stability as well as the Rescue of the National Economy, especially in the City of Solo. This study aims to describe the mechanism for implementing payment system electronification in the City of Solo in general, both before the Covid-19 pandemic and during the Covid-19 pandemic, and to describe the efforts of the Bank Indonesia Solo Representative Office in optimizing payment system electronification to support the PEN Program in the time of the Covid-19 pandemic. This research is qualitative research using the type of field research. The approach used is the legal and conceptual approach carried out at Bank Indonesia Solo Representative Office (KPwBI Solo). Data sources are taken from primary data (from first hand), secondary data (Government Regulations), and tertiary data (journals, internet information, legal dictionaries, and other information media). Data collection techniques applied are interviews and interviews and documentation which is analyzed by normative methods. This study shows that the acceleration of digitalization of the payment system in the City of Solo by utilizing the use of QRIS (Quick Response Code Indonesian Standard) can be done easily, cheaply, and reliably. To increase the expansion of the use of QRIS, KPwBI Solo expanded its network and facilities for using QRIS through merchants and increased socialization and education to the public. So that it can encourage and accelerate the digitization of trade that can support economic and financial inclusion nationally.